Daily averageJune 2026
757.2million
transactions / day
+1.2% vs Maytransactions / day
April 2026June 2026
How India
spends.
22.72 Billion transactions in June 2026. That was 2.1% fewer than May 2026, and 1.2% more per day. Value moved: ₹28.92 Lakh Crore $303.19 Billion.
UPI is now the default way Indians pay. What the money buys, and what it stops flowing, works as a running read on the economy and an early signal of where it is heading.
22.72 Billion
Transactions
-2.1% month on month
₹28.92 Lakh Crore
$303.19 Billion
Value moved
FX as of July 9, 2026
₹1,273
$13
Average transaction
Across P2P and P2M
731
Banks live
+11 since May 2026
June volume fell 2.1%. Daily activity rose 1.2%.
June had 30 days, compared with 31 in May. The daily comparison adjusts for that difference.
Monthly transactions
VolumeApril 2026 to June 2026
Daily transactions
757.2mtransactions per day- May
- 748.4m
- June
- 757.2m
At June's daily average, a 31-day month would reach 23.47 billion transactions.
P2M was 63.5% of transactions and 29.8% of value.
The remaining activity was person-to-person transfers. Total UPI value therefore includes money moved between people, not only merchant payments.
View P2P and P2M dataBy volume64% P2M
Merchant payments63.5%
P2P transfers36.5%
By value30% P2M
Merchant payments29.8%
P2P transfers70.2%
Latest published split: June 2026. Total value moved is not the same as consumer spending.
Browse by category, state and app.
Category volumes include one-month and six-month comparisons. App market shares include change over six months.