UPI apps
UPI market share by app.
PhonePe and Google Pay held 79.5% of payer-app volume in May 2026, compared with 81.5% six months earlier.
Apps · May 2026
PhonePe and Google Pay
79.5%81.5% in November 2025. Change over six months: -2.02 pp.
Current share
Market share in May 2026
Compared with November 2025. Change is shown in percentage points.
Six-month comparison
Current share vs November 2025
Every rupee value includes USD using ₹95.39 per $1, dated July 9, 2026.
| Rank | Application | Transactions | Value | Current share | November 2025 | Change |
|---|---|---|---|---|---|---|
| 01 | PhonePe | 10,734.58 Million | ₹14.67 Lakh Crore$153.81 Billion | 46.55% | 46.5% | +0.05 pp |
| 02 | Google Pay | 7,598.37 Million | ₹10.03 Lakh Crore$105.13 Billion | 32.95% | 35.02% | -2.07 pp |
| 03 | Paytm | 1,836.02 Million | ₹1.99 Lakh Crore$20.87 Billion | 7.96% | 7.58% | +0.39 pp |
| 04 | Navi | 824.11 Million | ₹43.6 Thousand Crore$4.57 Billion | 3.57% | 3.03% | +0.55 pp |
| 05 | super.money | 418.84 Million | ₹19.42 Thousand Crore$2.04 Billion | 1.82% | 1.32% | +0.49 pp |
| 06 | BHIM | 227.49 Million | ₹26.01 Thousand Crore$2.73 Billion | 0.99% | 0.69% | +0.29 pp |
| 07 | FamApp | 197.32 Million | ₹2.74 Thousand Crore$287.09 Million | 0.86% | 0.75% | +0.11 pp |
| 08 | Other apps | 1,225.83 Million | ₹2.24 Lakh Crore$23.51 Billion | 5.32% | Not comparable | Not comparable |